Privacy Policy

Welcome to Finzace Wealth Solutions Private Limited. Your privacy is fundamental to our operations. This policy applies to our website (https://finzace.com), mobile applications, and all related services.

By using our platform, you consent to the practices described in this policy.

We collect information in three primary ways:

A. Information You Provide

• Full Name, DOB, Gender, Address
• PAN & Aadhaar (for KYC)
• Bank & Demat Account Details
• Income & Investment Goals

B. Automatic Collection

• IP Address & Location Data
• Device Model & OS
• App Usage Statistics & Transaction History

C. Third-Party Sources

We may receive data from KYC verification services, financial data aggregators (with your consent), and publicly available sources to comply with regulations.

• Service Delivery: Processing investments, creating accounts, and portfolio tracking.
• Personalization: Suggesting opportunities matching your risk profile.
• Security: Fraud detection, identity verification, and AML compliance.
• Legal Compliance: Tax reporting (TDS), SEBI/RBI audits, and PMLA records.
• Communication: Sending alerts, statements, and support responses.
• Improvement: Analyzing usage to fix bugs and enhance features.

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

Service Providers & Partners

We share data with trusted entities strictly for business operations, including cloud hosting, payment processors, AMCs, and Registrars.

Legal & Regulatory

We may disclose information to authorities like SEBI, RBI, FIU, or the Income Tax Dept when required by law.

Business Transfers

If Finzace is involved in a merger or acquisition, your data may be transferred with prior notification.

We use bank-grade security measures to protect your data, including AES-256 encryption for data at rest and SSL/TLS for data in transit. We implement strict access controls and multi-factor authentication.

You have the following rights regarding your data:

• Access: View your profile and request a copy of your data.
• Correction: Update inaccurate or incomplete information.
• Deletion: Request account deletion (subject to retention laws).
• Opt-Out: Unsubscribe from marketing emails.
• Grievance: File complaints with our officer.

Note: We may retain certain data after deletion requests to comply with Tax and PMLA regulations.

We use cookies to improve your experience, analyze traffic, and ensure security. Types of cookies used include Essential, Analytics, Preferences, and Marketing.

You can control cookies via your browser settings. Blocking essential cookies may affect platform functionality.

Your data is primarily stored in India. However, some service providers (e.g., Cloud Infrastructure) may process data globally. We ensure all transfers comply with applicable laws and use standard contractual clauses for protection.

Our services are for individuals 18 years and older. We do not knowingly collect data from minors. If we discover such data, it will be deleted promptly.

Our platform may contain links to external sites. We are not responsible for their privacy practices or content. Always review the privacy policy of any third-party website you visit.

We may update this policy to reflect legal or operational changes.

• Material Changes: 30 days advance notice via email/banner.
• Minor Changes: Immediate effect with updated date.

This policy is governed by Indian Laws, including DPDP Act 2023, IT Act 2000, PMLA 2002, and SEBI Regulations.

Jurisdiction: Courts in Bangalore, Karnataka.

Accuracy: While we strive for accuracy, information may be updated. Verify critical details independently.

Security: No internet platform is 100% secure. We are not liable for force majeure events or third-party breaches beyond our reasonable control.

CIN: U74999KA2022PTC168511